All posts by Thomas Ahearn

About Thomas Ahearn

Thomas Ahearn is the ESR News Blog Editor. Please email comments & questions to

Senator Requests Information from Consumer Reporting Agencies about Consumer Protection


Written By ESR News Blog Editor Thomas Ahearn

U.S. Senator Claire McCaskill (D-Missouri) has written a letter to 21 Consumer Reporting Agencies (CRAs) requesting information about the uses of specialty consumer reports and examining the practices of specialty CRAs after receiving complaints from individuals who encountered trouble removing incorrect information from – or even learning about the contents of – their specialty consumer reports, according to a news release on Senator McCaskill’s website. Continue reading

CFPB Monthly Complaint Report Spotlights Errors on Credit Reports


Written By ESR News Blog Editor Thomas Ahearn

The Consumer Financial Protection Bureau (CFPB) has released the Monthly Complaint Report for May 2016 that shows consumers continue to complain about incorrect information on their credit reports as well as the difficulty they face in having these errors corrected. The CFPB has handled approximately 143,700 complaints about credit reports since they began accepting credit reporting complaints in October 2012. Continue reading

Senators Raise Concerns about New Security Clearance Agency NBIB


Written By ESR News Blog Editor Thomas Ahearn

U.S. Senators Claire McCaskill (D-Missouri) and Jon Tester (D-Montana) have written a letter to the Office of Personnel Management (OPM) that raises concerns about the transition of federal security clearance background checks from the old Federal Investigative Services (FIS) to a newly created agency called the National Background Investigations Bureau (NBIB), according to a press release on Senator McCaskill’s website. Continue reading

Workplace Violence Deaths by Co-Workers on the Rise


Written By ESR News Blog Editor Thomas Ahearn

Although the number of deaths related to workplace violence by co-workers remains relatively small, U.S. Bureau of Labor Statistics (BLS) data shows this type of workplace violence incident is rising nationwide, according to the article ‘Active shooters at work on rise’ on the Houston Chronicle website. Continue reading

Judge Dismisses FCRA Class Action Lawsuit Against Target


Written By ESR News Blog Editor Thomas Ahearn

A federal judge in Minnesota has dismissed a class action lawsuit against Target Corp. by ruling the discount retailer did not “willfully” violate the federal Fair Credit Reporting Act (FCRA) that regulates background checks for employment in the U.S., according to a report from Top Class Actions. Continue reading

Study Finds Ex-Offenders Can Be Good Workers


Written By ESR News Blog Editor Thomas Ahearn

A study assessing the performance of ex-offenders with past criminal records in the workplace reveals that employers could be missing out on good workers by avoiding job applicants with criminal pasts when hiring, according to an article ‘Ex-Cons May Outperform You in the Workplace’ available on the website. Continue reading

Sarasota FL Adopts Ban the Box Policy for City Hiring


Written By ESR News Blog Editor Thomas Ahearn

The City of Sarasota, Florida has joined the fast growing “Ban the Box” movement and adopted a policy that voluntarily removes the box on city employment applications that job applicants are asked to check if they have any past criminal convictions, according to a press release on city’s website. Continue reading

HUD Releases Guidance on Use of Criminal Records by Housing Providers


Written By ESR News Blog Editor Thomas Ahearn

The U.S. Department of Housing and Urban Development (HUD) Office of General Counsel has released ‘Guidance on Application of Fair Housing Act Standards to the Use of Criminal Records by Providers of Housing and Real Estate-Related Transactions’ to show how The Fair Housing Act prohibits discrimination in the sale, rental, or financing of dwellings and in other housing-related activities on the basis of race, color, religion, sex, disability, familial status or national origin. The HUD Guidance is available here. Continue reading

Supreme Court Rules in Spokeo Case on Whether Consumers Must Prove Concrete Injury in Class Action Lawsuits

 Supreme Court


Written By ESR News Blog Editor Thomas Ahearn

On Monday, May 16, 2016, the Supreme Court of the United States (SCOTUS) ruled in the case of Spokeo, Inc. v. Robins (Docket No. 13-1339) that consumers must prove “concrete injury” in class action lawsuits for alleged “bare” violations of a federal statute. The SCOTUS ruling sent the case back to the Ninth Circuit Court of Appeals stating its Article III standing analysis in a February 4, 2014 decision to reverse a dismissal of the case was incomplete because the Ninth Circuit “failed to consider both aspects of the Article III injury-in-fact requirement.” Continue reading

Webinar Examines Explosion of FCRA Lawsuits against Employers


Written By ESR News Blog Editor Thomas Ahearn

With class action suits against employers who conduct background checks on job applicants mushrooming, Attorney Lester Rosen, Founder and CEO of background check firm Employment Screening Resources (ESR), will host a live webinar with Compliance World entitled “The Explosion of Lawsuits against Employers under the Fair Credit Reporting Act (FCRA) – Traps and Pitfalls to Avoid” on Friday, May 20, 2016, at 2:00 PM EDT / 11:00 AM PDT. To register for this webinar, click here. Continue reading