Tag Archives: Accuracy

CFPB Orders Background Check Firms to Pay $13 Million for Alleged Inaccurate Reports


Written By ESR News Blog Editor Thomas Ahearn

The Consumer Financial Protection Bureau (CFPB) is ordering two of the nation’s largest employment background check firms to correct their practices, provide $10.5 million in relief to harmed consumers, and pay a $2.5 million civil penalty for allegedly failing to take steps to ensure the information they reported about job applicants was accurate, according to a news release on the CFPB website. Continue reading

Credit Reporting Agencies Announce Plan to Improve Credit Report Accuracy

Credit Report Blogs

Written By ESR News Blog Editor Thomas Ahearn

The three leading national Credit Reporting Agencies (CRAs) – Equifax, Experian, and TransUnion – have announced a National Consumer Assistance Plan to improve the collection of complete and accurate consumer information while giving consumers more transparency and improved interaction with credit bureaus about credit reports, according to a joint press release from all three companies. Continue reading

FTC Issues Credit Report Accuracy Study

Credit Report Blogs

Written By ESR News Blog Editor Thomas Ahearn

A follow-up study of credit report accuracy issued by the Federal Trade Commission (FTC) has found that most consumers with previously reported unresolved errors on their credit reports believe that some disputed information on those reports is still inaccurate, according to an FTC press release. The study is available here: Report to Congress Under Section 319 of the Fair and Accurate Credit Transactions Act of 2003. Continue reading

Court Ruling Underscores Best Practices for Handling Consumer Disputes about Accuracy of Criminal Records in Background Checks

By Lester S. Rosen, Attorney at Law and CEO of Employment Screening Resources® (ESR)

court cases A ruling by a federal judge in a case in Minnesota on March 26, 2013 underscores the need for background screening firms to carefully review their processes for re-investigation of consumer disputes. Continue reading

US Government Accuses Security Contractor of Faking 665000 Completed Background Checks

The U.S. Justice Department has accused a private security company contracted to provide background investigations to the federal government of faking at least 665,000 completed background checks while receiving nearly $12 million in bonus payments from 2008 to 2010, according to a report from CNN available at http://www.cnn.com/2014/01/23/justice/us-background-check-fraud/index.html. Continue reading

Congressional Briefing on Consequences of Inaccurate Background Checks for Employment Scheduled for October 1

A Congressional Briefing entitled ‘The Consequences of Inaccurate Employment Background Checks’ that should feature a report from the National Law Employment Project (NELP) – ‘Wanted: Accurate FBI Background Checks for Employment’ – that examines the accuracy of Federal Bureau of Investigation (FBI) background checks will take place Tuesday, October 1, 2013 at 4:00 PM in Room 121 of the Cannon House Office Building (CHOB) in Washington D.C. The report from NELP is available at http://www.nelp.org/accurateFBIrecords. Continue reading

Texas Bill Seeks to Prevent Private Criminal History Database Companies from Reporting Expunged Records

Legislation pending in in the state of Texas – Senate Bill 990 (SB 990) – would prevent private companies that compile criminal history information in a database that is available in a searchable format from maintaining or sharing information about expunged records once they have received notice that the record has been expunged. The bill also seeks to create a listing of database companies so that notices of expungements can be directed to those who might have outdated information. More information about Texas Senate Bill 990 is available at http://www.capitol.state.tx.us/BillLookup/History.aspx?LegSess=83R&Bill=SB990. Continue reading

Safe Hiring Expert Lester Rosen Interviewed about Top 10 Background Check Trends for 2013

Attorney and safe hiring expert Lester Rosen, Founder and CEO of nationwide accredited background check firm Employment Screening Resources (ESR), was recently interviewed by Tom Field, Vice President of Editorial with Information Security Media Group, about the 6th annual ESR ‘Top 10 Background Check Trends for 2013.’ The interview with Rosen revealed a new emphasis on the accuracy of information in reports and use of criminal records by employers. To listen to the interview, visit the BankInfoSecurity.com website at http://www.bankinfosecurity.com/interviews/top-10-screening-trends-for-2013-i-1760. Continue reading

Mobile Apps Marketers Offering Criminal Background Checks To Settle FTC Charges for Violating Fair Credit Reporting Act

In resolving the first Fair Credit Reporting Act (FCRA) case involving mobile “apps,” marketers of mobile applications that compiled and sold criminal record background check reports as job applicant screening tools have agreed to settle Federal Trade Commission (FTC) charges that they operated as consumer reporting agencies (CRAs) without taking consumer protection measures required by the FCRA.  The FTC’s settlement order, which prohibits the companies involved from future FCRA violations, is available at http://www.ftc.gov/os/caselist/1123195/130110filquarianagree.pdf. Continue reading

Background Screening Industry Focused on Accuracy after Stories of Background Checks Gone Wrong

A new focus on accuracy in the background screening industry has emerged after several reports about inaccurate background checks appeared in the news recently. The latest story is a blog on HuffingtonPost.com titled ‘5 Stories of Background Checks Gone Awry’ that describes how background checks used when people apply for jobs, open bank accounts, or rent or buy homes can sometimes be “just wrong.” The HuffingtonPost.com blog, which lists five specific incidences of when background checks contained bad information, is available at http://www.huffingtonpost.com/erin-steiner/5-stories-of-background-c_b_2427586.html. Continue reading