Written By ESR News Blog Editor Thomas Ahearn The Consumer Financial Protection Bureau (CFPB) is ordering two of the nation’s largest employment background check firms to correct their practices, provide $10.5 million in relief to harmed consumers, and pay a $2.5 million civil penalty for allegedly failing to take steps to ensure the information they …Continue reading "CFPB Orders Background Check Firms to Pay $13 Million for Alleged Inaccurate Reports"
Written By ESR News Blog Editor Thomas Ahearn The three leading national Credit Reporting Agencies (CRAs) – Equifax, Experian, and TransUnion – have announced a National Consumer Assistance Plan to improve the collection of complete and accurate consumer information while giving consumers more transparency and improved interaction with credit bureaus about credit reports, according to …Continue reading "Credit Reporting Agencies Announce Plan to Improve Credit Report Accuracy"
Written By ESR News Blog Editor Thomas Ahearn A follow-up study of credit report accuracy issued by the Federal Trade Commission (FTC) has found that most consumers with previously reported unresolved errors on their credit reports believe that some disputed information on those reports is still inaccurate, according to an FTC press release. The study …Continue reading "FTC Issues Credit Report Accuracy Study"
By Lester S. Rosen, Attorney at Law and CEO of Employment Screening Resources® (ESR) A ruling by a federal judge in a case in Minnesota on March 26, 2013 underscores the need for background screening firms to carefully review their processes for re-investigation of consumer disputes.Continue reading "Court Ruling Underscores Best Practices for Handling Consumer Disputes about Accuracy of Criminal Records in Background Checks"
The U.S. Justice Department has accused a private security company contracted to provide background investigations to the federal government of faking at least 665,000 completed background checks while receiving nearly $12 million in bonus payments from 2008 to 2010, according to a report from CNN available at http://www.cnn.com/2014/01/23/justice/us-background-check-fraud/index.html.Continue reading "US Government Accuses Security Contractor of Faking 665000 Completed Background Checks"
A Congressional Briefing entitled ‘The Consequences of Inaccurate Employment Background Checks’ that should feature a report from the National Law Employment Project (NELP) – ‘Wanted: Accurate FBI Background Checks for Employment’ – that examines the accuracy of Federal Bureau of Investigation (FBI) background checks will take place Tuesday, October 1, 2013 at 4:00 PM in …Continue reading "Congressional Briefing on Consequences of Inaccurate Background Checks for Employment Scheduled for October 1"
Legislation pending in in the state of Texas – Senate Bill 990 (SB 990) – would prevent private companies that compile criminal history information in a database that is available in a searchable format from maintaining or sharing information about expunged records once they have received notice that the record has been expunged. The bill …Continue reading "Texas Bill Seeks to Prevent Private Criminal History Database Companies from Reporting Expunged Records"
Attorney and safe hiring expert Lester Rosen, Founder and CEO of nationwide accredited background check firm Employment Screening Resources (ESR), was recently interviewed by Tom Field, Vice President of Editorial with Information Security Media Group, about the 6th annual ESR ‘Top 10 Background Check Trends for 2013.’ The interview with Rosen revealed a new emphasis on …Continue reading "Safe Hiring Expert Lester Rosen Interviewed about Top 10 Background Check Trends for 2013"
In resolving the first Fair Credit Reporting Act (FCRA) case involving mobile “apps,” marketers of mobile applications that compiled and sold criminal record background check reports as job applicant screening tools have agreed to settle Federal Trade Commission (FTC) charges that they operated as consumer reporting agencies (CRAs) without taking consumer protection measures required by …Continue reading "Mobile Apps Marketers Offering Criminal Background Checks To Settle FTC Charges for Violating Fair Credit Reporting Act"
A new focus on accuracy in the background screening industry has emerged after several reports about inaccurate background checks appeared in the news recently. The latest story is a blog on HuffingtonPost.com titled ‘5 Stories of Background Checks Gone Awry’ that describes how background checks used when people apply for jobs, open bank accounts, or rent …Continue reading "Background Screening Industry Focused on Accuracy after Stories of Background Checks Gone Wrong"