New Data Protection Regulations for European Union will Elevate Privacy Rules for International Screening in 2018

Written By ESR News Blog Editor Thomas Ahearn On May 25, 2018, the General Data Protection Regulation (GDPR) will take effect as the primary law regulating how companies protect the personal data of citizens in the European Union (EU). The need for U.S. companies to comply with GDPR privacy rules when performing international background screening in the …

Continue reading "New Data Protection Regulations for European Union will Elevate Privacy Rules for International Screening in 2018"

President Trump Designates OMB Director Mick Mulvaney as Acting Director of CFPB Amid Controversy

Written By ESR News Blog Editor Thomas Ahearn On November 27, 2017, the White House released a statement supporting the legality of President Donald J. Trump’s designation of Mick Mulvaney, the Director of the Office of Management and Budget (OMB), as the Acting Director of the Consumer Financial Protection Bureau (CFPB) just days after the CFPB announced that …

Continue reading "President Trump Designates OMB Director Mick Mulvaney as Acting Director of CFPB Amid Controversy"

First Annual Review of EU-U.S. Privacy Shield Shows Data Protected but Also Makes Recommendations

Written By ESR News Blog Editor Thomas Ahearn On October 18, 2017, the European Commission (EC) published its report on the first annual review of the EU- U.S. Privacy Shield that protects personal data of people in the European Union (EU) transferred to companies in the United States (U.S.) for commercial purposes, according to a press …

Continue reading "First Annual Review of EU-U.S. Privacy Shield Shows Data Protected but Also Makes Recommendations"

FTC to Host Informational Injury Workshop to Examine Injuries Suffered when Consumer Information Misused

Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) – the nation’s primary federal privacy and data security enforcement agency – has announced that it will host a “Informational Injury Workshop” in order to examine questions about injuries consumers suffer when their information is misused on December 12, 2017, according to an …

Continue reading "FTC to Host Informational Injury Workshop to Examine Injuries Suffered when Consumer Information Misused"

Three Companies Agree to Settle FTC Charges Over False Claims of EU-U.S. Privacy Shield Framework Participation

Written By ESR News Blog Editor Thomas Ahearn Three companies have agreed to settle Federal Trade Commission (FTC) charges that they misled consumers about their participation in the EU-U.S. Privacy Shield Framework designed by the U.S. Department of Commerce and European Commission to allow companies to transfer consumer data from the European Union (EU) to the …

Continue reading "Three Companies Agree to Settle FTC Charges Over False Claims of EU-U.S. Privacy Shield Framework Participation"

Employment Screening Resources (ESR) Completes Annual EU-U.S. Privacy Shield Re-Certification

Written By Employment Screening Resources© (ESR) Employment Screening Resources® (ESR) – a leading global background check firm headquartered in the San Francisco Bay area – has received notification from the U.S. Department of Commerce’s International Trade Administration (ITA) that ESR’s annual submission for its self-certification of adherence to the EU-U.S. Privacy Shield Framework has been finalized and …

Continue reading "Employment Screening Resources (ESR) Completes Annual EU-U.S. Privacy Shield Re-Certification"

CFPB Orders Bank to Pay $4.6 Million Penalty for Violating FCRA Requirements for Checking Account Screening Reports

Written By ESR News Blog Editor Thomas Ahearn On August 2, 2017, the Consumer Financial Protection Bureau (CFPB) ordered JPMorgan Chase Bank, N.A. to pay a $4.6 million penalty for failing to comply with obligations outlined in the federal Fair Credit Reporting Act (FCRA) related to the accuracy of information about consumer checking account behavior provided …

Continue reading "CFPB Orders Bank to Pay $4.6 Million Penalty for Violating FCRA Requirements for Checking Account Screening Reports"

Consumer Protection Safeguards Crucial for NAPBS Accredited Background Screening Firms

Written By ESR News Blog Editor Thomas Ahearn Having consumer protection safeguards in place to ward off unauthorized users and unwanted intrusions is crucial for background screening firms accredited by the National Association of Professional Background Screeners (NAPBS®). These policies and procedures protect the information of individuals during background checks and guard against data breaches and identity …

Continue reading "Consumer Protection Safeguards Crucial for NAPBS Accredited Background Screening Firms"

Judge Grants CFPB Petition Enforcing Demand for Information from Public Records Company

Written By ESR News Blog Editor Thomas Ahearn A federal judge in Texas has ordered a company located in the state that compiles public records to turn over information requested in a Civil Investigative Demand (CID) issued by the Consumer Financial Protection Bureau (CFPB) as part of a nonpublic investigation to determine whether consumer reporting agencies …

Continue reading "Judge Grants CFPB Petition Enforcing Demand for Information from Public Records Company"

Three Major Credit Reporting Agencies to Implement Enhanced Public Record Data Standards on July 1

  Written By ESR News Blog Editor Thomas Ahearn Three major national credit reporting agencies in the United States – Equifax, Experian, and TransUnion – will implement enhanced public record data standards for consumer credit reports beginning on July 1, 2017, according to a statement from the Consumer Data Industry Association (CDIA).

Continue reading "Three Major Credit Reporting Agencies to Implement Enhanced Public Record Data Standards on July 1"