Written By ESR News Blog Editor Thomas Ahearn Effective July 1, 2015, a new law in Georgia – House Bill 328 (HB 328) – will enact similar protections offered to consumers under Section 613 of the federal Fair Credit Reporting Act (FCRA). The text of Georgia HB 328 is at http://www.esrcheck.com/file/GeorgiaHB328.pdf.Continue reading "Georgia Law Taking Effect July 1 Offers FCRA Protections"
Written By ESR News Blog Editor Thomas Ahearn Employment Screening Resources® (ESR) – ‘The Background Check Authority®’ – will present a complimentary webinar hosted by ESR founder and CEO Attorney Lester Rosen titled ‘Common Ways Consumer Reporting Agencies are Sued Under the FCRA’ on Tuesday, May 12, 2015 at 11:00 AM to 12:00 Noon …Continue reading "Employment Screening Resources to Present Webinar on Ways CRAs are Sued Under FCRA"
Written By ESR News Blog Editor Thomas Ahearn The Consumer Financial Protection Bureau (CFPB) has released its latest Supervisory Highlights report that shows CFPB supervisory resolutions resulted in remediation of $19.4 million to more than 92,000 consumers. Among the highlights of the 20-page report is a focus on how Consumer Reporting Agencies (CRAs) handle …Continue reading "CFPB Report Examines How CRAs Handle Consumer Disputes"
Written By ESR News Blog Editor Thomas Ahearn Employment Screening Resources® (ESR) – ‘The Background Check Authority®’ – has released a whitepaper on ‘Common Ways Consumer Reporting Agencies are Sued Under the FCRA’ showing employers the reasons why prospective employees may sue Consumer Reporting Agencies (CRAs) for alleged violations of the federal Fair Credit …Continue reading "Employment Screening Resources Releases Whitepaper Showing Why Employers Should Be Careful when Choosing CRAs"
Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) have filed a joint amicus brief advocating for the seven-year reporting period for non-conviction records found in the federal Fair Credit reporting Act (FCRA) to begin on date of the charge or filing and not …Continue reading "FTC and CFPB Interpret FCRA Reporting for Non-Conviction Records"
Written By Thomas Ahearn Two data brokers that sell public record information about consumers have agreed to settle Federal Trade Commission (FTC) charges that they violated the Fair Credit Reporting Act (FCRA) by allegedly providing reports about consumers to users such as prospective employers and landlords without taking reasonable steps to make sure that they …Continue reading "Data Brokers Settle FTC Charges of FCRA Violations"
The importance of legal compliance and background checks was underscored in the filing of a class action lawsuit in the Los Angeles County Superior Court on November 1, 2013 against a Florida based background screening firm for violations of the federal Fair Credit Reporting Act (FCRA). The lawsuit seeks statutory damages that can be $100 …Continue reading "Class Action Lawsuit against Background Firm Alleging Fair Credit Reporting Act Violations Demonstrates Importance of Legal Compliance"
Background check consumer protection watchdog group Concerned CRAs has accepted its 200th participating employment background screening company, according to a press release available at http://www.prweb.com/releases/backgroundchecks/employment/prweb11304787.htm.Continue reading "Background Check Consumer Protection Group Concerned CRAs Reaches 200 Members"
Background screening provider First Advantage (FADV), a Symphony Technology Group (STG) company, has acquired screening industry competitor Verifications, Inc., according to a press release on the Yahoo! Finance website available at http://finance.yahoo.com/news/first-advantage-acquires-verifications-inc-180000268.html.Continue reading "First Advantage Acquires Background Screening Industry Competitor Verifications Inc"
One of the nation’s largest check authorization service companies has agreed to pay $3.5 million to settle Federal Trade Commission (FTC) charges that it allegedly violated the Fair Credit Reporting Act (FCRA). Although the company is not a firm providing employment background checks, it did provide services under the FCRA and is subject to many …Continue reading "FTC Settlement for 3.5 Million Dollars with Check Services Company Demonstrates Importance of Following FCRA"