Bad Credit Found During Background Check Leads to Revoked Job Offer and Lawsuit against University

By Thomas Ahearn, Employment Screening Resources (ESR) News Editor A woman is suing the University of Miami (UM) in federal court on after her job offer at the college’s medical school was revoked due to bad credit found on a background check, a case some hope will help ban employers from using credit histories in hiring …

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Bill Restricting New Jersey Employers from Requiring Employment Credit Checks on Job Applicants Moves Closer to Law

By Thomas Ahearn, ESR News Blog A bill that would restrict employers in New Jersey from requiring credit checks as a condition of employment is advancing toward law, according to a news release from the Assembly Democrats web site. Bill A-3238 – sponsored by Assemblyman Ruben J. Ramos Jr. and Assemblywoman Cleopatra Tucker – prohibits …

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SHRM Tells EEOC Credit Checks Are Legitimate Background Screening Tool at Recent Public Meeting

By Thomas Ahearn, ESR News Blog According to a news story on the Society for Human Resource Management (SHRM) website – “SHRM: Credit Checks Are Legitimate Screening Tool” – a representative for SHRM told the U.S. Equal Employment Opportunity Commission (EEOC) during a public hearing on October 20, 2010 that the federal government should not eliminate …

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EEOC Public Meeting Explores Use of Credit Histories of Job Applicants for Employment Background Screening

By Thomas Ahearn, ESR News Blog According to a press release from the U.S. Equal Employment Opportunity Commission (EEOC), the EEOC held a public Commission meeting on Wednesday, October 20 to hear testimony from representatives of various groups, social scientists, and the Federal Trade Commission (FTC) on the growing use of credit histories of job …

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Hot Off the Press: EEOC To Hear Testimony on Employer Use of Credit Reports as Background Screening Tool at Open Meeting on October 20

By Thomas Ahearn, ESR News Blog The Equal Employment Opportunity Commission (EEOC) has announced it will hold a meeting Wednesday, October 20, 2010 to hear testimony about employer use of credit reports as a background screening tool and to investigate the practice of using credit histories as employment screening devices. According to various news releases …

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Credit Report Case Demonstrates Challenges in Reporting OFAC Terrorist Information in a Background Screening Report

A case involving a consumer credit report used in an automobile purchase demonstrates the potential dangers of terrorist database searches commonly used by background firms. This appears to be the first case in the nation dealing with use of terrorist databases by credit bureaus under the federal Fair Credit Reporting Act (FCRA), and provides guidance …

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CA Governor Schwarzenegger Vetoes Bill Limiting Use of Credit Reports for Employment Background Checks

By Thomas Ahearn, ESR News Blog To the relief of a number of California employers, California Governor Arnold Schwarzenegger has vetoed a bill passed by the California Legislature– AB 482 – that would have limited the use of credit reports by employers during employment background checks. Assembly Bill (AB) 482 would have prohibited employers from …

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Credit Reports of Job Applicants May Not Always Be So Important To Employers

Employment Screening Resources President Lester Rosen Quoted on SFGate.com By Thomas Ahearn, ESR News Blog Writer Recently, a blog on SFGate.com by Personal Finance Authority Erica Sandberg – Can you get a job with bad credit? The answer may surprise you. – addressed a reader who was concerned how her damaged credit would affect her …

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FTC Proposes Revisions to Notices Consumer Reporting Agencies Provide to Consumers, and Users and Furnishers of Credit Report Information

By Thomas Ahearn, ESR News Blog Writer According to a news release on its website, the Federal Trade Commission (FTC) is proposing revisions to the notices that consumer reporting agencies (CRAs) provide to consumers, and also to users and furnishers of credit report information under the Fair Credit Reporting Act (FCRA). The proposed changes are …

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CNN and WSJ News Stories Show Background Checks Occur at Intersection of Security and Privacy

By Lester Rosen, ESR President & Thomas Ahearn, ESR News Blog Writer Recently, two news stories about background checks from very different angles appeared in two major media outlets – CNN and the Wall Street Journal (WSJ) – on the same day. The CNN story – “Investigation: Could background check have prevented alleged rape?” – …

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