Woman Sues Credit Reporting Agencies for Declaring Her Dead

  Written By ESR News Blog Editor Thomas Ahearn A St. Louis, Missouri woman has filed a lawsuit against the “big three” credit reporting agencies – Equifax, Experian, and TransUnion – for declaring her “deceased” in her credit files and making it impossible for her to receive credit or loans, according to a story from …

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FTC Study on Credit Report Accuracy Finds One in Five Consumers has Error on Their Credit Reports

A Federal Trade Commission (FTC) study of accuracy in the U.S. credit reporting industry has found that one in five consumers – an estimated 40 million Americans, according to a ‘60 Minutes’ report on the FTC study – had an error on at least one of their three major credit reports while five percent had …

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New FTC Rules on Employment Verifications Do Not Affect Users of Consumer Reports

By Lester Rosen, President of ESR Some employers may have read about new rules that went into effect July 1, 2010, that potentially affect the accuracy of employment verifications.  For employers concerned about the new rules, the short answer is that it does not affect how and when an employer receives a background report.  It also does …

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