Data Furnisher to Pay Over $82,000 to Settle FTC Charges of FCRA Violations

  Written By ESR News Blog Editor Thomas Ahearn The loan-servicing arm of a Texas-based auto dealer will pay $82,777 in civil penalties as part of a settlement to address Federal Trade Commission (FTC) charges that the company violated the federal Fair Credit Reporting Act (FCRA) Furnisher Rule by failing to have written policies and …

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Class Action Lawsuit Filed Against Theme Park for Alleged FCRA Violations

  Written By ESR News Blog Editor Thomas Ahearn A class action lawsuit filed against Universal Studios Orlando alleges that the Universal Inc. theme park violated the federal Fair Credit Reporting Act (FCRA) by not properly disclosing to job applicants and current employees that the company used credit reports for employment decisions, according to a …

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Class Action Lawsuit Claims Bank Violated FCRA with Background Checks

  Written By ESR News Blog Editor Thomas Ahearn A federal court in Virginia has denied a motion for summary judgment in a class action complaint that claims Wells Fargo Bank violated the Fair Credit Reporting Act (FCRA) when performing background checks on job applicants by coding some as “ineligible” prompting adverse action and including a …

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Court Finds Hospital Not a Consumer Reporting Agency under FCRA

Written By ESR News Blog Editor Thomas Ahearn An Appeals Court has affirmed the judgment of a district court to dismiss a complaint that claimed a hospital violated the federal Fair Credit Reporting Act (FCRA) and found that the hospital was not a “consumer reporting agency” as defined under the FCRA.

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Are Your Background Check Forms Up To Date?

Written By ESR News Blog Editor Thomas Ahearn In spring of 2015, the Consumer Financial Protection Bureau (CFPB) made some minor but nevertheless important modifications to a form critical to the employment screening background check process titled “A Summary of Your Rights Under the Fair Credit Reporting Act.”

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Bill Would Prohibit Employers from Using Credit Reports in Background Checks

  Written By ESR News Blog Editor Thomas Ahearn Legislation introduced in the U.S. Senate – the “Equal Employment for All Act of 2015” – would amend the federal Fair Credit Reporting Act (FCRA) to prohibit employers from using the credit reports of job applicants and current employees during background checks for employment. The text …

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FCRA Class Action Lawsuits Rise Sharply in June 2015

  Written By ESR News Blog Editor Thomas Ahearn Fair Credit reporting Act (FCRA) class action lawsuits rose 26.8 percent from May 2015 to June 2015, and FCRA class action lawsuits rose 67.4 percent in June 2015 over June 2014, according Consumer Financial Protection Bureau (CFPB) Complaint Statistics available on the WebRecon LLC website.

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Background Check Class Action Lawsuit Settles for 1.75 Million

Written By ESR News Blog Editor Thomas Ahearn A $1.75 million settlement in a class action lawsuit that claimed entertainment chain restaurant Chuck E. Cheese failed to provide job applicants with proper background check disclosures was granted preliminary approval by a California federal judge, according to a report on TopClassActions.com.

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Uber and Lyft Face FCRA Class Action Lawsuits

Written By ESR News Blog Editor Thomas Ahearn Two class action lawsuits filed against Uber Technologies Inc. and Lyft Inc. claim the ride sharing technology companies violated the Fair Credit Reporting Act (FCRA), the Investigative Consumer Reporting Agencies Act (ICRAA), and the Consumer Credit Reporting Agencies Act (CCRAA) by allegedly not providing clear background check …

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Georgia Law Taking Effect July 1 Offers FCRA Protections

Written By ESR News Blog Editor Thomas Ahearn Effective July 1, 2015, a new law in Georgia – House Bill 328 (HB 328) – will enact similar protections offered to consumers under Section 613 of the federal Fair Credit Reporting Act (FCRA). The text of Georgia HB 328 is at http://www.esrcheck.com/file/GeorgiaHB328.pdf.

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