Tag Archives: Fair Credit Reporting Act (FCRA)

Amazon Faces Class Action Lawsuit for Alleged FCRA Violations

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Written By ESR News Blog Editor Thomas Ahearn

A class action lawsuit filed in Tampa, Florida claims the nation’s largest online retailer Amazon.com allegedly violated the federal Fair Credit Reporting Act (FCRA) by misusing consumer credit reports for hiring, termination, and assignment decisions, according to a report from Courthouse News Service. Continue reading

Data Furnisher to Pay Over $82,000 to Settle FTC Charges of FCRA Violations

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Written By ESR News Blog Editor Thomas Ahearn

The loan-servicing arm of a Texas-based auto dealer will pay $82,777 in civil penalties as part of a settlement to address Federal Trade Commission (FTC) charges that the company violated the federal Fair Credit Reporting Act (FCRA) Furnisher Rule by failing to have written policies and procedures regarding the accuracy and integrity of reported credit information and failed to properly investigate disputed consumer credit information, according to an FTC press release about the settlement. Continue reading

Class Action Lawsuit Filed Against Theme Park for Alleged FCRA Violations

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Written By ESR News Blog Editor Thomas Ahearn

A class action lawsuit filed against Universal Studios Orlando alleges that the Universal Inc. theme park violated the federal Fair Credit Reporting Act (FCRA) by not properly disclosing to job applicants and current employees that the company used credit reports for employment decisions, according to a story on the TopClassActions.com website. Continue reading

Class Action Lawsuit Claims Bank Violated FCRA with Background Checks

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Written By ESR News Blog Editor Thomas Ahearn

A federal court in Virginia has denied a motion for summary judgment in a class action complaint that claims Wells Fargo Bank violated the Fair Credit Reporting Act (FCRA) when performing background checks on job applicants by coding some as “ineligible” prompting adverse action and including a release of liability in authorization forms. Continue reading

Court Finds Hospital Not a Consumer Reporting Agency under FCRA

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Written By ESR News Blog Editor Thomas Ahearn

An Appeals Court has affirmed the judgment of a district court to dismiss a complaint that claimed a hospital violated the federal Fair Credit Reporting Act (FCRA) and found that the hospital was not a “consumer reporting agency” as defined under the FCRA. Continue reading

Are Your Background Check Forms Up To Date?

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Written By ESR News Blog Editor Thomas Ahearn

In spring of 2015, the Consumer Financial Protection Bureau (CFPB) made some minor but nevertheless important modifications to a form critical to the employment screening background check process titled “A Summary of Your Rights Under the Fair Credit Reporting Act.” Continue reading

Bill Would Prohibit Employers from Using Credit Reports in Background Checks

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Written By ESR News Blog Editor Thomas Ahearn

Legislation introduced in the U.S. Senate – the “Equal Employment for All Act of 2015” – would amend the federal Fair Credit Reporting Act (FCRA) to prohibit employers from using the credit reports of job applicants and current employees during background checks for employment. The text of the legislation is at http://www.warren.senate.gov/files/documents/Equal_Employment_for_All_Act_of_2015.pdf. Continue reading

FCRA Class Action Lawsuits Rise Sharply in June 2015

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Written By ESR News Blog Editor Thomas Ahearn

Fair Credit reporting Act (FCRA) class action lawsuits rose 26.8 percent from May 2015 to June 2015, and FCRA class action lawsuits rose 67.4 percent in June 2015 over June 2014, according Consumer Financial Protection Bureau (CFPB) Complaint Statistics available on the WebRecon LLC website. Continue reading

Background Check Class Action Lawsuit Settles for 1.75 Million

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Written By ESR News Blog Editor Thomas Ahearn

A $1.75 million settlement in a class action lawsuit that claimed entertainment chain restaurant Chuck E. Cheese failed to provide job applicants with proper background check disclosures was granted preliminary approval by a California federal judge, according to a report on TopClassActions.com. Continue reading

Uber and Lyft Face FCRA Class Action Lawsuits

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Written By ESR News Blog Editor Thomas Ahearn

Two class action lawsuits filed against Uber Technologies Inc. and Lyft Inc. claim the ride sharing technology companies violated the Fair Credit Reporting Act (FCRA), the Investigative Consumer Reporting Agencies Act (ICRAA), and the Consumer Credit Reporting Agencies Act (CCRAA) by allegedly not providing clear background check disclosures to job applicants, according to a report on TopClassActions.com. Continue reading