Tag Archives: Fair Credit Reporting Act (FCRA)

Court Finds Hospital Not a Consumer Reporting Agency under FCRA

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Written By ESR News Blog Editor Thomas Ahearn

An Appeals Court has affirmed the judgment of a district court to dismiss a complaint that claimed a hospital violated the federal Fair Credit Reporting Act (FCRA) and found that the hospital was not a “consumer reporting agency” as defined under the FCRA. Continue reading

Are Your Background Check Forms Up To Date?

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Written By ESR News Blog Editor Thomas Ahearn

In spring of 2015, the Consumer Financial Protection Bureau (CFPB) made some minor but nevertheless important modifications to a form critical to the employment screening background check process titled “A Summary of Your Rights Under the Fair Credit Reporting Act.” Continue reading

Bill Would Prohibit Employers from Using Credit Reports in Background Checks

 CreditReport

Written By ESR News Blog Editor Thomas Ahearn

Legislation introduced in the U.S. Senate – the “Equal Employment for All Act of 2015” – would amend the federal Fair Credit Reporting Act (FCRA) to prohibit employers from using the credit reports of job applicants and current employees during background checks for employment. The text of the legislation is at http://www.warren.senate.gov/files/documents/Equal_Employment_for_All_Act_of_2015.pdf. Continue reading

FCRA Class Action Lawsuits Rise Sharply in June 2015

 FCRAFTCGavel

Written By ESR News Blog Editor Thomas Ahearn

Fair Credit reporting Act (FCRA) class action lawsuits rose 26.8 percent from May 2015 to June 2015, and FCRA class action lawsuits rose 67.4 percent in June 2015 over June 2014, according Consumer Financial Protection Bureau (CFPB) Complaint Statistics available on the WebRecon LLC website. Continue reading

Background Check Class Action Lawsuit Settles for 1.75 Million

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Written By ESR News Blog Editor Thomas Ahearn

A $1.75 million settlement in a class action lawsuit that claimed entertainment chain restaurant Chuck E. Cheese failed to provide job applicants with proper background check disclosures was granted preliminary approval by a California federal judge, according to a report on TopClassActions.com. Continue reading

Uber and Lyft Face FCRA Class Action Lawsuits

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Written By ESR News Blog Editor Thomas Ahearn

Two class action lawsuits filed against Uber Technologies Inc. and Lyft Inc. claim the ride sharing technology companies violated the Fair Credit Reporting Act (FCRA), the Investigative Consumer Reporting Agencies Act (ICRAA), and the Consumer Credit Reporting Agencies Act (CCRAA) by allegedly not providing clear background check disclosures to job applicants, according to a report on TopClassActions.com. Continue reading

Georgia Law Taking Effect July 1 Offers FCRA Protections

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Written By ESR News Blog Editor Thomas Ahearn

Effective July 1, 2015, a new law in Georgia – House Bill 328 (HB 328) – will enact similar protections offered to consumers under Section 613 of the federal Fair Credit Reporting Act (FCRA). The text of Georgia HB 328 is at http://www.esrcheck.com/file/GeorgiaHB328.pdf. Continue reading

Hertz Faces Lawsuit for Alleged FCRA Violations

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Written By ESR News Blog Editor Thomas Ahearn

A class action lawsuit filed in San Francisco federal court claims Hertz Corporation and the Consumer Reporting Agency (CRA) providing background check reports to the rental car giant allegedly “acted willfully in violating the requirements” of the Fair Credit Reporting Act (FCRA) when performing criminal background checks on job applicants. Continue reading

FCRA Lawsuit against Bank of America Denied

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Written By ESR News Blog Editor Thomas Ahearn

A federal judge in the California Central District Court has denied a class action lawsuit that claimed Bank of America NA violated the federal Fair Credit Reporting Act (FCRA) by obtaining consumer reports for background checks on prospective and current employees using authorization disclosures that did not comply with the FCRA. A copy of the ruling is available at http://www.esrcheck.com/file/Newton-v-Bank-of-America_cv03714_Judgment.pdf. Continue reading