CFPB Settles with Bank for Violating FCRA by Obtaining Consumer Reports without Permissible Purpose

Written By ESR News Blog Editor Thomas Ahearn On December 6, 2018, the Consumer Financial Protection Bureau (CFPB) – the U.S. government agency responsible for consumer protection in the financial sector that may soon be called the Bureau of Consumer Financial Protection (BCFP) – announced a settlement with State Farm Bank for violating the Fair …

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FTC Hearing Examines Consumer Protection Issues with the Use of Algorithms, AI, and Predictive Analytics

Written By ESR News Blog Editor Thomas Ahearn On November 13 to 14, 2018, the Federal Trade Commission (FTC) – a U.S. government agency promoting consumer protection – held the seventh session of its Hearings on Competition and Consumer Protection in the 21st Century to examine competition and consumer protection issues associated with the use …

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Court Skeptical Outside Investigation into Employee Misconduct Constitutes Consumer Report Under FCRA

Written By ESR News Blog Editor Thomas Ahearn On October 31, 2018, the Seventh Circuit Court of Appeals decision in the case of Rivera v Allstate Insurance involved a novel question about whether or not an investigation by a third party into employee misconduct could be considered a “consumer report” under the federal Fair Credit Reporting Act (FCRA).

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Stanford University Faces Class Action Lawsuit for Alleged FCRA Violations with Background Checks

Written By ESR News Blog Editor Thomas Ahearn A class action lawsuit filed in a Northern California District Court in October of 2018 claims Stanford University procured background checks for employment purposes without obtaining the proper authorization from job applicants in an alleged violation of the federal Fair Credit Reporting Act (FCRA) that regulates the …

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Consumer Reporting Agency Reaches $3.3 Million Settlement in Lawsuit Over Alleged FCRA Violations

Written By ESR News Blog Editor Thomas Ahearn A $3.3 million settlement has been reached in a class action lawsuit that claimed a Consumer Reporting Agency (CRA) allegedly violated the federal Fair Credit Reporting Act (FCRA) when providing background check reports on job applicants for employment purposes, according to a report from Top Class Actions.

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Court Rules in Criminal Background Check Case that States are Immune from Lawsuits Under FCRA

Written By ESR News Blog Editor Thomas Ahearn On October 11, 2018, a ruling in the case of Pendergrass v. Washington Metropolitan Area Transit Authority (WMATA) where the Plaintiff claimed WMATA’s criminal background check policy was discriminatory found that states are immune from lawsuits under the Fair Credit Reporting Act (FCRA).

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Tenant Screening Company to Pay $3 Million to Settle FTC Charges of Failing to Meet FCRA Accuracy Requirements

Written By ESR News Blog Editor Thomas Ahearn On October 16, 2018, the Federal Trade Commission (FTC) announced that a tenant screening company in Texas agreed to pay $3 million to settle charges of failing to take reasonable steps to ensure the accuracy of information provided to landlords and property managers that caused renters to …

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Judge Approves Proposed $1.3 Million Settlement for Alleged FCRA Violations with Background Checks

Written By ESR News Blog Editor Thomas Ahearn In August 2018, a California federal judge preliminarily approved a proposed $1.3 million class action lawsuit settlement against an American company working in the healthcare industry for alleged violations of the federal Fair Credit Reporting Act (FCRA) and state law caused by the company’s background check authorization …

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CFPB Issues Updated FCRA Model Disclosures

Written By ESR News Blog Editor Thomas Ahearn On September 12, 2018, the Consumer Financial Protection Bureau (CFPB) – also known as the Bureau of Consumer Financial Protection (BCFP) and the United States government agency responsible for consumer protection in the financial sector – issued an interim final rule updating two model disclosures to reflect …

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CFPB Issues Interim Final Rule that Requires Inclusion of New Notice in Summary of FCRA Rights

Written By ESR News Blog Editor Thomas Ahearn On September 12, 2018, the Consumer Financial Protection Bureau (CFPB) – the United States government agency responsible for consumer protection in the financial sector – issued an interim final rule to be effective on September 21, 2018, that requires a new notice of rights to be included …

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