GAO Report Recommends Stronger Oversight of CRAs to Protect Consumers against Data Breaches

Written By ESR News Blog Editor Thomas Ahearn On March 29, 2019, United States Senator Elizabeth Warren (D-MA) and Chairman of the House Oversight and Reform Committee Elijah Cummings (D-MD) released the findings of a report entitled “Actions Needed to Strengthen Oversight of Consumer Reporting Agencies” that focused on federal regulation of consumer reporting agencies …

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FTC Releases Privacy and Data Security Update for 2018

Written By ESR News Blog Editor Thomas Ahearn On March 15, 2019, the Federal Trade Commission (FTC) – the nation’s primary privacy and data security enforcer – released its Privacy and Data Security Update for 2018, an annual report that highlights the FTC’s privacy and data security work over the past year, according to a …

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More than 120 Data Brokers Register with Secretary of State Under Vermont Data Broker Regulation

Written By ESR News Blog Editor Thomas Ahearn As of March 1, 2019, more than 120 “data brokers” have registered with the Vermont Secretary State as required by the landmark Vermont Data Broker Regulation (Act 171) that took effect on January 1, 2019. To search for a current list of data brokers, select “Data Broker” …

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FTC Publishes Inflation-Adjusted Civil Penalty Amount for FCRA Violations

  Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) – the agency that helps to protect American consumers – has adjusted the maximum civil penalty dollar amounts for violations of laws enforced by the FTC, including the federal Fair Credit Reporting Act (FCRA) that governs background checks in the United …

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FTC Closed with Limited Services Due to Partial U.S. Government Shutdown

Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) – the federal agency protecting American consumers – closed on December 28, 2018, due to a lapse in funding caused by the partial shutdown of the United States federal government that began on December 22, 2018, according to a notice on the …

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Vermont Attorney General Issues Guidance on Data Broker Regulation

Written By ESR News Blog Editor Thomas Ahearn On January 1, 2019, the Vermont Data Broker Regulation (Act 171) took effect and requires, among other things, that data brokers register with the Vermont Secretary State and protect the personally identifiable information (PII) of Vermont residents.

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FTC Hearing Examines Consumer Protection Issues with the Use of Algorithms, AI, and Predictive Analytics

Written By ESR News Blog Editor Thomas Ahearn On November 13 to 14, 2018, the Federal Trade Commission (FTC) – a U.S. government agency promoting consumer protection – held the seventh session of its Hearings on Competition and Consumer Protection in the 21st Century to examine competition and consumer protection issues associated with the use …

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Tenant Screening Company to Pay $3 Million to Settle FTC Charges of Failing to Meet FCRA Accuracy Requirements

Written By ESR News Blog Editor Thomas Ahearn On October 16, 2018, the Federal Trade Commission (FTC) announced that a tenant screening company in Texas agreed to pay $3 million to settle charges of failing to take reasonable steps to ensure the accuracy of information provided to landlords and property managers that caused renters to …

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FTC Reaches Settlements with Four Companies Over False Claims of Participation in EU-U.S. Privacy Shield

Written By ESR News Blog Editor Thomas Ahearn On September 27, 2018, the Federal Trade Commission (FTC) announced that four companies agreed to settle allegations that they falsely claimed certification under the EU-U.S. Privacy Shield Framework and that two of these companies failed to abide by a key framework provision, according to an FTC press …

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Employment Screening Resources (ESR) Completes Annual Privacy Shield Re-Certification for 2018

Written By Employment Screening Resources® (ESR) Employment Screening Resources® (ESR) – a leading global background check firm – has received notification from the U.S. Department of Commerce’s International Trade Administration (ITA) that ESR’s annual submission for its self-certification of adherence to the Privacy Shield Framework has been finalized and is effective as of September 26, 2018.

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