Written By Thomas Ahearn The Federal Trade Commission (FTC) has issued a report – “Data Brokers: A Call for Transparency and Accountability” – that claims data brokers operate with a fundamental lack of transparency and recommends Congress consider enacting legislation to make data broker practices more visible to consumers and to give consumers greater control …Continue reading "FTC Issues Report Examining Data Brokers"
Written By Thomas Ahearn The Federal Trade Commission (FTC) is warning small businesses that an email with a subject line of “Pending consumer complaint” that falsely states a complaint has been filed against their company is not from the FTC. The FTC advises recipients of the email not to click on any links or attachments …Continue reading "FTC Warns of False Consumer Complaint Emails"
Written By Thomas Ahearn Two data brokers that sell public record information about consumers have agreed to settle Federal Trade Commission (FTC) charges that they violated the Fair Credit Reporting Act (FCRA) by allegedly providing reports about consumers to users such as prospective employers and landlords without taking reasonable steps to make sure that they …Continue reading "Data Brokers Settle FTC Charges of FCRA Violations"
Written By Thomas Ahearn The Federal Trade Commission (FTC) has announced that identity theft has topped the list of national consumer complaints once again for 2013 and that U.S. consumers reported losing more than $1.6 billion to fraud overall. The FTC’s Consumer Sentinel Network (CSN) Data Book 2013 found that 290,056 of the more than …Continue reading "Identity Theft Tops Federal Trade Commission List of Consumer Complaints"
The U.S. Equal Employment Opportunity Commission (EEOC), the agency enforcing federal laws prohibiting employment discrimination, and the Federal Trade Commission (FTC), an agency that promotes consumer protection and fair business practices, are among the many federal agencies related to the workplace that are closed during the government shutdown that began October 1, 2013. The EEOC …Continue reading "EEOC and FTC Among Many Federal Agencies Closed During Government Shutdown"
The Federal Trade Commission (FTC) has sent letters to ten data broker companies to warn them that their practices could violate the Fair Credit Reporting Act (FCRA). The letters were issued as part of a global privacy protection effort after a test-shopping operation by the FTC indicated the ten companies were willing to sell consumer …Continue reading "Federal Trade Commission Warns Data Brokers about Possible Fair Credit Reporting Act Violations"
The Federal Trade Commission (FTC) has approved a final order settling charges that Filiquarian Publishing LLC, Choice Level LLC, and their CEO operated as a consumer reporting agency (CRA) that provided criminal background check reports to be used for employment decisions without taking consumer protection measures required by the Fair Credit Reporting Act (FCRA). A …Continue reading "FTC Approves Final Order Settling Charges against Criminal Background Check Report Marketers"
Large databases that track employee thefts and could prevent workers accused of theft in the past from finding new jobs in the retail industry will be examined by the Federal Trade Commission (FTC) for compliance with the Fair Credit Reporting Act (FCRA), according to a report from the New York Times. The article – ‘Retailers …Continue reading "Databases Tracking Employee Thefts to Be Examined by FTC for Fair Credit Reporting Act Compliance"
Identity theft in general – and tax- or wage-related fraud in particular – has once again topped the list of complaints received by the Federal Trade Commission (FTC) for the 13th consecutive year in the annual FTC Consumer Sentinel Network Data Book for January – December 2012. The report, which marks the first year the …Continue reading "Identity Theft Tops Annual FTC List of National Consumer Complaints for 13th Consecutive Year"
A Federal Trade Commission (FTC) study of accuracy in the U.S. credit reporting industry has found that one in five consumers – an estimated 40 million Americans, according to a ‘60 Minutes’ report on the FTC study – had an error on at least one of their three major credit reports while five percent had …Continue reading "FTC Study on Credit Report Accuracy Finds One in Five Consumers has Error on Their Credit Reports"