Tag Archives: FTC

FTC Issues New Guidance for Tenant Background Screening

FTC-logo

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) has issued new guidance for landlords who use background checks to screen tenants and for tenant background screening companies to help them comply with the federal Fair Credit Reporting Act (FCRA) which the FTC helps enforce. Continue reading

FTC Issues Data Breach Response Guide for Businesses

 FTC-Data-Breach-Response

Written By ESR News Blog Editor Thomas Ahearn

With massive data breaches like the one affecting 500 million Yahoo users in the news lately, the Federal Trade Commission (FTC) has issued a new Data Breach Response: A Guide for Business that outlines the steps that businesses should take when experiencing a data breach. Continue reading

FTC Requests Public Comment on Disposal Rule for Consumer Report Information and Records

FTC-logo

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) is seeking public comment on the Disposal Rule formally known as the ‘Disposal of Consumer Report Information and Records Rule’ which implements part of the Fair and Accurate Credit Transactions Act of 2003 (FACTA) by requiring consumer report information for business purposes to be properly disposed of through reasonable measures to protect that data from unauthorized access, according to an FTC press release. Continue reading

BBB Offers Tips for College Students to Prevent Identity Theft

 MaskedManLaptop

Written By ESR News Blog Editor Thomas Ahearn

With millions of college students soon heading to campuses across the United States to attend school, the Better Business Bureau (BBB) is offering seven tips that these young adults can use to help protect themselves from identity theft and other types of fraud while away on campus. Continue reading

Senator Requests Information from Consumer Reporting Agencies about Consumer Protection

BP_FigureMagnifyingGlass

Written By ESR News Blog Editor Thomas Ahearn

U.S. Senator Claire McCaskill (D-Missouri) has written a letter to 21 Consumer Reporting Agencies (CRAs) requesting information about the uses of specialty consumer reports and examining the practices of specialty CRAs after receiving complaints from individuals who encountered trouble removing incorrect information from – or even learning about the contents of – their specialty consumer reports, according to a news release on Senator McCaskill’s website. Continue reading

FTC Releases New Guidance for Employment Background Screening Companies to Help with FCRA Compliance

 FTC-logo

Breaking News

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) has released new guidance for companies in the business of compiling background information for employment purposes called “What Employment Background Screening Companies Need to Know About the Fair Credit Reporting Act (FCRA)” in order to help these companies understand when their work defines them as a Consumer Reporting Agency (CRA) under the FCRA. Continue reading

FTC Files Charges Against Alleged High School Diploma Mills

 DiplomaMills2

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) has filed charges against two operators of alleged online high schools that claim to be legitimate but are “little more than diploma mills charging anywhere from $135 to $349 for a worthless certificate,” according to a press release on the FTC website. Continue reading

FTC Report on Big Data Outlines Benefits and Risks for Businesses and Consumers

BigData

Written By ESR News Blog Editor Thomas Ahearn

A report released by the Federal Trade Commission (FTC) – Big Data: A Tool for Inclusion or Exclusion? Understanding the Issues – provides recommendations to businesses on how to properly use “big data” analytics while also highlighting the benefits and risks of “big data” for consumers in the United States. Continue reading

FTC Finds Unique Way to Explain FCRA to Employers

 FCRAbook

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) has found a unique way to summarize key requirements of the federal Fair Credit Reporting Act (FCRA) to remind businesses that use background checks in making hiring decisions of their obligations under the FCRA. A post in the FTC Business Blog contains lyrics for “F-C-R-A” based on the classic hit song “Y.M.C.A” by the 1970’s disco group Village People. Continue reading