Written By ESR News Blog Editor Thomas Ahearn With the deadline for filing taxes nearing – Tuesday, April 18, 2017, because the usual Tax Day of April 15 falls on a weekend – the Internal Revenue Service (IRS) is offering a Taxpayer Guide to Identity Theft to help taxpayers combat “tax-related identity theft” that occurs …Continue reading "IRS Offers Taxpayer Guide to Identity Theft for 2017"
Written By ESR News Blog Editor Thomas Ahearn A Federal Trade Commission (FTC) blog entitled ‘Background checks? Don’t double-dip.’ reminds users who receive information from Consumer Reporting Agencies (CRAs) that compile consumer reports containing the employment, income, and criminal history of consumers that they must comply with the federal Fair Credit Reporting Act (FCRA) and …Continue reading "FTC Reminds Users of Consumer Reports of their Obligations Under the FCRA"
Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) will host Tax Identity Theft Awareness Week from January 30, 2017, to February 3, 2017, with a series of events using webinars and social media to alert consumers and businesses to ways they can minimize their risk of tax identity theft, …Continue reading "FTC Hosts Tax Identity Theft Awareness Week from January 30 to February 3"
Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) has issued new guidance for landlords who use background checks to screen tenants and for tenant background screening companies to help them comply with the federal Fair Credit Reporting Act (FCRA) which the FTC helps enforce.Continue reading "FTC Issues New Guidance for Tenant Background Screening"
Written By ESR News Blog Editor Thomas Ahearn With massive data breaches like the one affecting 500 million Yahoo users in the news lately, the Federal Trade Commission (FTC) has issued a new Data Breach Response: A Guide for Business that outlines the steps that businesses should take when experiencing a data breach.Continue reading "FTC Issues Data Breach Response Guide for Businesses"
Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) is seeking public comment on the Disposal Rule formally known as the ‘Disposal of Consumer Report Information and Records Rule’ which implements part of the Fair and Accurate Credit Transactions Act of 2003 (FACTA) by requiring consumer report information for business purposes …Continue reading "FTC Requests Public Comment on Disposal Rule for Consumer Report Information and Records"
Written By ESR News Blog Editor Thomas Ahearn With millions of college students soon heading to campuses across the United States to attend school, the Better Business Bureau (BBB) is offering seven tips that these young adults can use to help protect themselves from identity theft and other types of fraud while away on …Continue reading "BBB Offers Tips for College Students to Prevent Identity Theft"
Written By ESR News Blog Editor Thomas Ahearn U.S. Senator Claire McCaskill (D-Missouri) has written a letter to 21 Consumer Reporting Agencies (CRAs) requesting information about the uses of specialty consumer reports and examining the practices of specialty CRAs after receiving complaints from individuals who encountered trouble removing incorrect information from – or even learning …Continue reading "Senator Requests Information from Consumer Reporting Agencies about Consumer Protection"
Breaking News Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) has released new guidance for companies in the business of compiling background information for employment purposes called “What Employment Background Screening Companies Need to Know About the Fair Credit Reporting Act (FCRA)” in order to help these companies understand …Continue reading "FTC Releases New Guidance for Employment Background Screening Companies to Help with FCRA Compliance"
Written By ESR News Blog Editor Thomas Ahearn Debt collection, identity theft, and imposter scams were the most common categories of consumer complaints received by the Federal Trade Commission (FTC) in 2015, according to the FTC’s Consumer Sentinel Network Data Book for January – December 2015 (PDF).Continue reading "FTC Reveals Top Ten Consumer Complaints of 2015"