Tag Archives: FTC

Data Furnisher to Pay Over $82,000 to Settle FTC Charges of FCRA Violations

 FCRAFTCGavel

Written By ESR News Blog Editor Thomas Ahearn

The loan-servicing arm of a Texas-based auto dealer will pay $82,777 in civil penalties as part of a settlement to address Federal Trade Commission (FTC) charges that the company violated the federal Fair Credit Reporting Act (FCRA) Furnisher Rule by failing to have written policies and procedures regarding the accuracy and integrity of reported credit information and failed to properly investigate disputed consumer credit information, according to an FTC press release about the settlement. Continue reading

FTC Claims Identity Theft Protection Service Misled Consumers

  SOC-keyfile

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) is claiming that LifeLock, Inc. violated a 2010 settlement with the FTC by allegedly continuing to make deceptive claims about the company’s identity theft protection services and by failing to take steps required to protect the data of users, according to a press release on the FTC website. Continue reading

FTC Report on Internet of Things Urges Best Practices

Internet & Privacy Blogs

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) has released a detailed report – ‘Internet of Things: Privacy & Security in a Connected World’ – that recommends best practices that businesses can follow to enhance and protect the privacy and security of American consumers in a world of Internet-connected devices. Continue reading

FTC Issues Credit Report Accuracy Study

Credit Report Blogs

Written By ESR News Blog Editor Thomas Ahearn

A follow-up study of credit report accuracy issued by the Federal Trade Commission (FTC) has found that most consumers with previously reported unresolved errors on their credit reports believe that some disputed information on those reports is still inaccurate, according to an FTC press release. The study is available here: Report to Congress Under Section 319 of the Fair and Accurate Credit Transactions Act of 2003. Continue reading

FTC and CFPB Interpret FCRA Reporting for Non-Conviction Records

Blogs about FCRA

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) have filed a joint amicus brief advocating for the seven-year reporting period for non-conviction records found in the federal Fair Credit reporting Act (FCRA) to begin on date of the charge or filing and not on the date of the last action in the case. To view the entire amicus brief jointly filed by the FTC and the CFPB, click here. Continue reading

FTC Issues Follow Up Guide for Background Checks

ESR News Blogs about FTC & Background Checks

Written By ESR News Blog Editor Thomas Ahearn

The Federal Trade Commission (FTC) has issued a follow-up guide – Background Checks – Tips For Job Applicants and Employees – that expands on a March 2014 joint publication of the Equal Employment Opportunity Commission (EEOC) and the FTC: Background Checks: What Job Applicants and Employees Should Know. The new guide further specifies the rights of applicants and employees under the federal Fair Credit Reporting Act (FCRA) and anti-discrimination laws when employers run background checks. The new guide is available at http://www.consumer.ftc.gov/articles/pdf-0044-background-checks.pdf. Continue reading

Alleged Diploma Mill that Made $11 Million Halted by FTC

Diploma Mill Blogs

Written By ESR News Blog Editor Thomas Ahearn

A U.S. district court in Florida has at the request of the Federal Trade Commission (FTC) temporarily halted a diploma mill that allegedly made $11 million from selling fake high school diplomas online to consumers nationwide. The FTC press release about the diploma mill is at http://www.ftc.gov/news-events/press-releases/2014/09/ftc-action-halts-online-high-school-diploma-mill-made-11-million. Continue reading

FTC Issues Report Examining Data Brokers

Written By Thomas Ahearn

Data BrokersThe Federal Trade Commission (FTC) has issued a report – “Data Brokers: A Call for Transparency and Accountability” – that claims data brokers operate with a fundamental lack of transparency and recommends Congress consider enacting legislation to make data broker practices more visible to consumers and to give consumers greater control over their personal information collected and shared by data brokers. The FTC report, the result of a study of nine data brokers representing a cross-section of the industry, is available at http://www.ftc.gov/system/files/documents/reports/data-brokers-call-transparency-accountability-report-federal-trade-commission-may-2014/140527databrokerreport.pdf. Continue reading

FTC Warns of False Consumer Complaint Emails

Written By Thomas Ahearn

ESR News BlogThe Federal Trade Commission (FTC) is warning small businesses that an email with a subject line of “Pending consumer complaint” that falsely states a complaint has been filed against their company is not from the FTC. The FTC advises recipients of the email not to click on any links or attachments in the email since they may install a virus or spyware on the recipient’s computer. More information is available at http://www.ftc.gov//news-events/press-releases/2014/04/ftc-warns-small-businesses-dont-open-email-falsely-claiming-be. Continue reading

Data Brokers Settle FTC Charges of FCRA Violations

Written By Thomas Ahearn

ESR News BlogTwo data brokers that sell public record information about consumers have agreed to settle Federal Trade Commission (FTC) charges that they violated the Fair Credit Reporting Act (FCRA) by allegedly providing reports about consumers to users such as prospective employers and landlords without taking reasonable steps to make sure that they were accurate or that their users had a permissible reason to have those reports. A press release from the FTC about the settlements is available at http://www.ftc.gov/news-events/press-releases/2014/04/two-data-brokers-settle-ftc-charges-they-sold-consumer-data. Continue reading