New York Passes SHIELD Act to Protect New Yorkers Against Data Breaches

Written By ESR News Blog Editor Thomas Ahearn On July 25, 2019, New York Governor Andrew M. Cuomo signed the Stop Hacks and Improve Electronic Data Security Act or SHIELD Act (S.5575B/A.5635) into law to protect New Yorkers against data breaches by imposing stronger obligations on businesses handling private customer data to provide proper notification …

Continue reading "New York Passes SHIELD Act to Protect New Yorkers Against Data Breaches"

Synthetic Identity Theft is Fastest Growing Financial Crime in United States

Written By ESR News Blog Editor Thomas Ahearn “Synthetic identity theft” – where fraudsters create new identities by combining real and fabricated personal data – is the fastest growing type of financial crime in the United States that is difficult to detect and often unreported, according to a white paper from the U.S. Federal Reserve. …

Continue reading "Synthetic Identity Theft is Fastest Growing Financial Crime in United States"

Vermont Attorney General Issues Guidance on Data Broker Regulation

Written By ESR News Blog Editor Thomas Ahearn On January 1, 2019, the Vermont Data Broker Regulation (Act 171) took effect and requires, among other things, that data brokers register with the Vermont Secretary State and protect the personally identifiable information (PII) of Vermont residents.

Continue reading "Vermont Attorney General Issues Guidance on Data Broker Regulation"

CFPB Report Focuses on Removal of Civil Public Records from Credit Reports

Written By ESR News Blog Editor Thomas Ahearn On February 22, 2018, the Consumer Financial Protection Bureau (CFPB) – a U.S. government agency responsible for consumer protection in the financial sector – released the latest Quarterly Consumer Credit Trends report that focused on the removal of civil public records from consumer credit reports.

Continue reading "CFPB Report Focuses on Removal of Civil Public Records from Credit Reports"

Three Major Credit Reporting Agencies to Implement Enhanced Public Record Data Standards on July 1

  Written By ESR News Blog Editor Thomas Ahearn Three major national credit reporting agencies in the United States – Equifax, Experian, and TransUnion – will implement enhanced public record data standards for consumer credit reports beginning on July 1, 2017, according to a statement from the Consumer Data Industry Association (CDIA).

Continue reading "Three Major Credit Reporting Agencies to Implement Enhanced Public Record Data Standards on July 1"

USCIS Issues Instructions for Employers to Download Historic Records Reports in E-Verify by March 31

Written By ESR News Blog Editor Thomas Ahearn The U.S. Citizenship and Immigration Services (UCSIS) is helping employers using E-Verify for more than 10 years by issuing “Instructions to Download Historic Records Reports in E-Verify” to retain case information by downloading the new Historic Records Reports containing E-Verify cases dated on or before December 31, 2006, …

Continue reading "USCIS Issues Instructions for Employers to Download Historic Records Reports in E-Verify by March 31"

Company to Pay $3.1 Million for Illegally Offshoring Personal Data and Risking Privacy of Millions of Americans

  Written By ESR News Blog Editor Thomas Ahearn A New York-based company awarded a contract by the state to digitize files holding fingerprint records and personal information collected from 22 million people has agreed to pay $3.1 million in penalties and fees for unlawfully outsourcing and “offshoring” the work overseas to India and risking …

Continue reading "Company to Pay $3.1 Million for Illegally Offshoring Personal Data and Risking Privacy of Millions of Americans"

Privacy Concerns Will Loom Large Between EU and US in Terms of International Background Checks in 2016

Written By ESR News Blog Editor Thomas Ahearn As a result of an October 6, 2015 ruling by the European Court of Justice invalidating the “Safe Harbor” pact that allowed the transfer of personal data between the European Union (EU) and the United States (U.S.), privacy concerns will loom large between the EU and U.S. …

Continue reading "Privacy Concerns Will Loom Large Between EU and US in Terms of International Background Checks in 2016"

Experian Data Breach Exposes PII of T-Mobile Customers

  Written By ESR News Blog Editor Thomas Ahearn On September 15, 2015, credit reporting agency Experian discovered a data breach where an unauthorized party accessed records containing personally identifiable information (PII) of T-Mobile users including names, addresses, dates of birth, Social Security numbers (SSNs), and additional information housed in an Experian server, according an …

Continue reading "Experian Data Breach Exposes PII of T-Mobile Customers"

FTC Claims Identity Theft Protection Service Misled Consumers

  Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) is claiming that LifeLock, Inc. violated a 2010 settlement with the FTC by allegedly continuing to make deceptive claims about the company’s identity theft protection services and by failing to take steps required to protect the data of users, according to …

Continue reading "FTC Claims Identity Theft Protection Service Misled Consumers"