CFPB Report Focuses on Removal of Civil Public Records from Credit Reports

Written By ESR News Blog Editor Thomas Ahearn On February 22, 2018, the Consumer Financial Protection Bureau (CFPB) – a U.S. government agency responsible for consumer protection in the financial sector – released the latest Quarterly Consumer Credit Trends report that focused on the removal of civil public records from consumer credit reports.

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Three Major Credit Reporting Agencies to Implement Enhanced Public Record Data Standards on July 1

  Written By ESR News Blog Editor Thomas Ahearn Three major national credit reporting agencies in the United States – Equifax, Experian, and TransUnion – will implement enhanced public record data standards for consumer credit reports beginning on July 1, 2017, according to a statement from the Consumer Data Industry Association (CDIA).

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USCIS Issues Instructions for Employers to Download Historic Records Reports in E-Verify by March 31

Written By ESR News Blog Editor Thomas Ahearn The U.S. Citizenship and Immigration Services (UCSIS) is helping employers using E-Verify for more than 10 years by issuing “Instructions to Download Historic Records Reports in E-Verify” to retain case information by downloading the new Historic Records Reports containing E-Verify cases dated on or before December 31, 2006, …

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Company to Pay $3.1 Million for Illegally Offshoring Personal Data and Risking Privacy of Millions of Americans

  Written By ESR News Blog Editor Thomas Ahearn A New York-based company awarded a contract by the state to digitize files holding fingerprint records and personal information collected from 22 million people has agreed to pay $3.1 million in penalties and fees for unlawfully outsourcing and “offshoring” the work overseas to India and risking …

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Privacy Concerns Will Loom Large Between EU and US in Terms of International Background Checks in 2016

Written By ESR News Blog Editor Thomas Ahearn As a result of an October 6, 2015 ruling by the European Court of Justice invalidating the “Safe Harbor” pact that allowed the transfer of personal data between the European Union (EU) and the United States (U.S.), privacy concerns will loom large between the EU and U.S. …

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Experian Data Breach Exposes PII of T-Mobile Customers

  Written By ESR News Blog Editor Thomas Ahearn On September 15, 2015, credit reporting agency Experian discovered a data breach where an unauthorized party accessed records containing personally identifiable information (PII) of T-Mobile users including names, addresses, dates of birth, Social Security numbers (SSNs), and additional information housed in an Experian server, according an …

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FTC Claims Identity Theft Protection Service Misled Consumers

  Written By ESR News Blog Editor Thomas Ahearn The Federal Trade Commission (FTC) is claiming that LifeLock, Inc. violated a 2010 settlement with the FTC by allegedly continuing to make deceptive claims about the company’s identity theft protection services and by failing to take steps required to protect the data of users, according to …

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300 Credit Reports Sent to Woman by Mistake

  Written By ESR News Blog Editor Thomas Ahearn A woman in Maine who requested a free credit report for herself online inside returned home one night to find her mailbox full with more than 300 credit reports addressed to her but containing confidential information belonging to other people, according to a report from WGME …

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Over One Billion PII Records Leaked in 2014

Written By ESR News Blog Editor Thomas Ahearn The 2015 Q1 IBM X-Force Threat Intelligence Quarterly report has revealed at least one billion records of Personally Identifiable Information (PII) were leaked in 2014, nearly 20% higher than in 2013 when approximately 800 million records were breached. The report also found that the number of security …

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Data Privacy Day Celebrated on January 28

Written By ESR News Blog Editor Thomas Ahearn Wednesday, January 28, 2015, marks the eighth annual Data Privacy Day “celebration” in the United States. Data Privacy Day encourages consumers to protect their personal information and businesses to be more transparent about how they collect and use data. For information about Data Privacy Day, visit the …

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