A news release on the web today from a firm that apparently engages in credit repair uses the myth that credit scores are used for employment as an apparent marketing tactic. 

The press article indicates that a national recognized credit score except say, “…millions of Americans are in for a shock when it comes to applying for a high paying job, because many employers seeking to fill these positions will pull credit scores.”  See:   http://www.webwire.com/ViewPressRel.asp?aId=108684 

The problem of course is that it is simply not the case that employers use credit scores.  As pointed out in the ESR Blog on a number of occasions, it is an urban myth that credit scores are part of an employment credit report.  It is true that employers may view  a credit history, but the idea that credit scores are used is just factually wrong.  See the ESR blog at:  https://www.esrcheck.com/wordpress/815/basics-of-credit-reports-and-background-checks 

The bottom line is that consumers have enough to worry about in a recession, without the added and entirely unjustified fear that a credit score will hurt their chances for a job.  There may be a number of good reasons that consumers would want to improve their credit score, but fear of employers seeing the credit score is just not one of them.

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