Background Checks: Identity & Credit Reports

ESR Identity Background Checks offers many searches that assist in confirming the identity of your candidate.

 

 

To help establish identity, ESR performs both the Social Security number (SSN) trace using a private sector database compiled from hundreds of different sources and Consent Based Social Security Number Verification Service (CBSV) directly with the Social Security Administration (SSA). Click on the links below for more information:

Social Security Number (SSN)

Trace Consent Based SSN Verification (CBSV)

Consumer Credit Reports 

Consider if employment credit reports are appropriate for certain positions within your organization. 

ESR provides employment purpose credit reports that deliver a profile of the subject’s financial history for the past seven years, including charge-offs, collections accounts, public records, trade lines, bankruptcies, judgments and monthly payment histories. A credit report can reveal habits such as living beyond one’s means and ownership of large debts with no immediate method of repayment that may be indicators of financial irresponsibility that could affect the workplace.

Employers must use caution when deciding when to use credit reports to make sure that personal financial circumstances are related to the job function or security requirements. 

It’s important to note that a number of states further restrict the use of credit reports for employment purposes. As a result, a consumer credit report should only be used when credit standing has a direct relationship and a demonstrated risk that is business related to the job class, role or position being sought.  

Eleven states – California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maryland, Nevada, Oregon, Vermont, and Washington – have passed laws that restrict how employers can use credit reports for employment decisions.   ESR has incorporated compliance with these restrictions into the ESR Assured Compliance® system, another no cost benefit to ESR’s solution that helps support employer compliance.

 

 

Schedule an Employment Screening Consultation

 

 

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The most selective companies trust ESR to manage their screening programs.

Employment Screening Resources® (ESR) is a global background check firm that is a strategic choice for employers who need accuracy and compliance in their background screening programs.

ESR is accredited by the National Association of Professional Background Screeners (NAPBS®) and undergoes yearly SOC 2® audits to ensure the privacy, security, confidentiality of consumer information.

ESR founder and CEO Attorney Lester Rosen wrote the book on background checks with “The Safe Hiring Manual.” To learn more about services and solutions from ESR, please fill out the form to the right.


Employment Screening Resources, NAPBS, SOC 2, E.U/U.S.Privacy Shield NAPBS Accredited PCI DDS Compliant Dangers of Background Check Firms Offshoring Personal Data of Americans outside of US relvealed in Whitepaper. NAPBS Founding Member

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