Written By Digital Content Editor Thomas Ahearn The Consumer Financial Protection Bureau (CFPB) has published an updated “A Summary of Your Rights Under the Fair Credit Reporting Act” model form in both English and Spanish versions pursuant to the updated and corrected Agency Contact Information final rule published in the Federal Register on March 20, 2023.…
Written By Digital Content Editor Thomas Ahearn On March 23, 2023, the Consumer Financial Protection Bureau (CFPB) filed a proposed order that would require one of the largest debt collectors in America to pay more than $24 million for allegedly violating a 2015 CFPB order and other laws that included the Fair Credit Reporting Act…
Written By Digital Content Editor Thomas Ahearn On March 17, 2023, the Consumer Financial Protection Bureau (CFPB) published an updated version of “A Summary of Your Rights Under the Fair Credit Reporting Act” for both the English and Spanish versions pursuant to the Updated and Corrected Agency Contact Information Rule, according to a message on…
Written By Digital Content Editor Thomas Ahearn On March 15, 2023, the Consumer Financial Protection Bureau (CFPB) launched an inquiry into the business practices of so-called “data brokers” that track and collect information on consumers to help inform the CFPB’s planned rulemaking under the Fair Credit Reporting Act (FCRA), according to a news release from…
Written By Digital Content Editor Thomas Ahearn An auto parts supplier has agreed to pay $950,000 “to resolve claims it failed to get valid authorization before running background checks on job applicants” and allegedly violated the federal Fair Credit Reporting Act (FCRA) that regulates background checks in the United States, according to a report from…
Written By Digital Content Editor Thomas Ahearn On February 1, 2023, the U.S. District Court for the Northern District of California granted an employer’s motion for summary judgment that rejected claims made by the plaintiff in a lawsuit that the employer’s authorization forms for a background check violated the Fair Credit Reporting Act (FCRA) that regulates…
Written By Digital Content Editor Thomas Ahearn Consumer litigation filed under the federal Fair Credit Reporting Act (FCRA) continued to steadily increase in 2022 and rose by 3.5 percent from year to year, from 5,407 FCRA complaints in 2021 to 5,597 FCRA complaints in 2022, according to the “WebRecon Stats Dec ’22 & Year in…
Written By Digital Content Editor Thomas Ahearn The Office of Information and Regulatory Affairs (OIRA) in the Office of Management and Budget (OMB) has released the Fall 2022 Unified Agenda of Regulatory and Deregulatory Actions for administrative agencies such as the Consumer Financial Protection Bureau (CFPB) that includes the CFPB’s 2023 regulatory agenda which reveals the…
Written By Digital Content Editor Thomas Ahearn A proposed class action lawsuit claims a ridesharing service and its third-party background screening provider violated the Fair Credit Reporting Act (FCRA) by approving driver applicants using stolen identities to apply for jobs after failing to properly screen them with background checks, according to a report on ClassAction.org.…
Written By Digital Content Editor Thomas Ahearn On November 21, 2022, the Consumer Financial Protection Bureau (CFPB) issued a final rule on “Fair Credit Reporting Act Disclosures Annual Adjustment” to establish the maximum allowable charge for disclosures by a consumer reporting agency (CRA) to a consumer under Section 609 of the Fair Credit Reporting Act (FCRA).…
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