FTC Reminds Users of Consumer Reports of their Obligations Under the FCRA

Written By ESR News Blog Editor Thomas Ahearn A Federal Trade Commission (FTC) blog entitled ‘Background checks? Don’t double-dip.’ reminds users who receive information from Consumer Reporting Agencies (CRAs) that compile consumer reports containing the employment, income, and criminal history of consumers that they must comply with the federal Fair Credit Reporting Act (FCRA) and…

CFPB Supervisory Highlights for Summer 2016 Include FCRA Adverse Action Notice Issues

Written By ESR News Blog Editor Thomas Ahearn The Consumer Financial Protection Bureau (CFPB) Supervisory Highlights for Summer 2016 publication features some issues related to adverse action notices that the federal Fair Credit Reporting Act (FCRA) requires users of background check reports to send to subjects of those reports when any adverse (i.e. negative) action…

Hertz Faces Lawsuit for Alleged FCRA Violations

  Written By ESR News Blog Editor Thomas Ahearn A class action lawsuit filed in San Francisco federal court claims Hertz Corporation and the Consumer Reporting Agency (CRA) providing background check reports to the rental car giant allegedly “acted willfully in violating the requirements” of the Fair Credit Reporting Act (FCRA) when performing criminal background…