CFPB Advisory Opinion Affirms CRAs Using “Name-Only Matching” Violate FCRA

Written By ESR News Blog Editor Thomas Ahearn On November 4, 2021, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to affirm that consumer reporting agencies (CRAs) that use “name-only matching” for records are not using “reasonable procedures to assure maximum possible accuracy” as required by the federal Fair Credit Reporting Act (FCRA).…

Background Check Expert Explains Problems with Michigan DOB Redaction

Written By ESR News Blog Editor Thomas Ahearn “Michigan plans to omit personal information from future court records, but the background checking industry says the change will make accurate screening nearly impossible,” according to an article posted on MLive.com that interviewed several background check experts, including screening industry veteran Dawn Standerwick. “Background checkers can’t report…

Background Screening Firms Need Access to Dates of Birth in PACER to Ensure Accuracy and Timeliness

Written By ESR News Blog Editor Thomas Ahearn The Executive Director of the Professional Background Screening Association (PBSA) – a non-profit trade group representing the background screening industry – stated in an opinion piece that the “accuracy and timeliness of any background check is dependent on access to personal identifiers like complete date of birth”…

NAPBS and HR.com Release Results of Annual Survey of HR Professionals about Background Screening

Written By ESR News Blog Editor Thomas Ahearn The National Association of Professional Background Screeners (NAPBS) – a non-profit trade association representing the interests of background screening companies – and leading human resources (HR) social networking website HR.com have released the results of their third annual survey of “How Human Resources Professionals View and Use…