Written By ESR News Blog Editor Thomas Ahearn Effective July 1, 2022, the three nationwide credit reporting agencies (NCRAs) – Equifax, Experian, and TransUnion – will remove nearly 70 percent of medical collection debt tradelines from consumer credit reports to support consumers faced with unexpected medical bills, according to a joint statement from the three NCRAs.…
Written By ESR News Blog Editor Thomas Ahearn On May 3, 2022, the United States Court of Appeals for the Eighth Circuit found that there was no provision of the federal Fair Credit Reporting Act (FCRA) that established a right for a prospective or current employee to dispute or explain the contents of a background…
Written By ESR News Blog Editor Thomas Ahearn A nurse in Iowa is suing a consumer reporting agency (CRA) in a U.S. District Court for allegedly costing her a job offer by violating the federal Fair Credit Reporting Act (FCRA) that regulates background checks conducted for employment purposes in the United States, according to a…
Written By ESR News Blog Editor Thomas Ahearn In April of 2022, a California court of appeal reversed summary judgment for a defendant employer in a class action lawsuit that claimed an American bookseller with the most retail outlets in the United States “willfully” violated the Fair Credit Reporting Act (FCRA) when obtaining authorization for…
Written By ESR News Blog Editor Thomas Ahearn A proposed class action lawsuit filed in a South Carolina district court claims a consumer reporting agency (CRA) “willfully” violated the federal Fair Credit Reporting Act (FCRA) by selling old and outdated traffic citation information to third parties that included prospective landlords, according to a report from…
Written By ESR News Blog Editor Thomas Ahearn Florida Senate Bill 898 (SB 898) – a bill known as “Miya’s Law” that would improve tenant safety in apartment buildings by requiring landlords to conduct a background check on all apartment building employees – has unanimously passed in the House and Senate and now moves to…
Written By ESR News Blog Editor Thomas Ahearn On March 4, 2022, the U.S. District Court in the Middle District of North Carolina denied Defendant’s Motion to Dismiss a lawsuit filed over alleged violations of the Fair Credit Reporting Act (FCRA) and found a Plaintiff had Article III standing by following the Supreme Court of…
Written By ESR News Blog Editor Thomas Ahearn On February 25, 2022, the United States District Court in the Eastern District of Pennsylvania ruled in a lawsuit that a public records vendor was a consumer reporting agency (CRA) that assembled “consumer reports” under a federal law called the Fair Credit Reporting Act (FCRA) that regulates…
Written By ESR News Blog Editor Thomas Ahearn Fair Credit Reporting Act (FCRA) lawsuit filings by consumers continued their upward trend throughout 2021 with a 12.8 percent increase in December 2021 compared to November 2021, as well as a 3.5 percent increase for the full year of 2021 from 2020, according to a year-in-review report…
Written By ESR News Blog Editor Thomas Ahearn On February 8, 2022, the United States Court of Appeals for the Ninth Circuit ruled that a tenant screening company did not “willfully or negligently” violate the Fair Credit Reporting Act (FCRA) by providing a background check report that contained a non-conviction record more than seven years…
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