Written By ESR News Blog Editor Thomas Ahearn On June 25, 2021, the Supreme Court of the United States (SCOTUS) ruled in the case of TransUnion LLC v. Ramirez that a plaintiff must suffer a “concrete harm” resulting from a defendant’s statutory violation of federal law such as the Fair Credit Reporting Act (FCRA) to…
Written By ESR News Blog Editor Thomas Ahearn In May 2021, a federal court found the “emotional harm” suffered by the Plaintiff in MAGRUDER v. CAPITAL ONE, NAT’L ASS’N due to inaccurate information on his credit report was “barely enough” to establish standing under Article III of the U.S. Constitution in a lawsuit claiming violations…
Written By ESR News Blog Editor Thomas Ahearn In April 2021, the U.S. Court of Appeals for the Second Circuit affirmed a trial court’s judgment in favor of a Consumer Reporting Agency (CRA) in the case of SHIMON v. EQUIFAX INFORMATION SERVICES LLC that claimed the Defendant CRA violated several provisions of the federal Fair…
Written By ESR News Blog Editor Thomas Ahearn On April 28, 2021, the Eleventh Circuit Court of Appeals reversed a summary judgment in favor of a nationwide credit reporting agency (CRA) in the lawsuit titled LOSCH v. NATIONSTAR MORTGAGE LLC and EXPERIAN INFORMATION SOLUTIONS, INC. that claimed the CRA violated the federal Fair Credit Reporting…
Written By ESR News Blog Editor Thomas Ahearn On May 3, 2021, a California federal court approved a settlement of $1.375 million in the class action lawsuit BAILEY and CARRASCO JR. v. ROMANOFF FLOOR COVERING, INC. where the Plaintiffs claimed the Defendant violated the Fair Credit Reporting Act (FCRA) by misusing consent forms to improperly…
Written By ESR News Blog Editor Thomas Ahearn On March 31, 2021, a California District Court ruled in favor of the plaintiffs in the class action lawsuit Arnold, et al. v. DMG Mori USA, Inc. that claimed an employer violated the “stand-alone” disclosure requirement of the Fair Credit Reporting Act (FCRA) which requires employers procuring…
Written By ESR News Blog Editor Thomas Ahearn A Utah-based smart home security and monitoring company has agreed to pay $20 million to settle charges filed by the Federal Trade Commission (FTC) that claimed the firm allegedly violated the Fair Credit Reporting Act (FCRA) by improperly obtaining credit reports in order to qualify potential customers…
Written By ESR News Blog Editor Thomas Ahearn On March 25, 2021, a District Judge in a Missouri federal court denied a motion to dismiss the class action lawsuit HOOD v. ACTION LOGISTIX, LLC that alleged violations of the federal Fair Credit Reporting Act (FCRA) during a background check by finding that a “technical” procedural…
Written By ESR News Blog Editor Thomas Ahearn On March 31, 2021, the Consumer Financial Protection Bureau (CFPB) – which empowers consumers to take more control over their economic lives – announced it was rescinding seven policy statements issued in 2020 including a “Rescission of Statement of Policy on Supervisory and Enforcement Practices Regarding the…
Written By ESR News Blog Editor Thomas Ahearn On March 30, 2021, the Supreme Court of the United States (SCOTUS) heard oral arguments in the case of TransUnion LLC v. Ramirez that involved alleged violations of the Fair Credit Reporting Act (FCRA) to consider whether either Article III of the United States Constitution or Federal…
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