Written By Digital Content Editor Thomas Ahearn Three nationwide consumer reporting agencies (NCRAs) – Equifax, Experian, and TransUnion – may have been less responsive to consumer disputes of credit reports during the COVID-19 pandemic, according to a letter from the House Select Subcommittee on the Coronavirus Crisis to the Consumer Financial Protection Bureau (CFPB). Dated…
Written By Digital Content Editor Thomas Ahearn A business service provider that creates employment for people with disabilities has agreed to pay a $600,000 settlement to resolve a class action lawsuit for alleged violations of the federal Fair Credit Reporting Act (FCRA) with “insufficient background check disclosures,” according to a report from TopClassActions.com. The FCRA requires…
Written By Digital Content Editor Thomas Ahearn On July 19, 2022, a former employee of a logistics company filed a class action lawsuit that claimed the alleged procurement of background checks for employment purposes without the required disclosures and written authorization in violation of the Fair Credit Reporting Act (FCRA), according to a report on…
Written By Digital Content Editor Thomas Ahearn The Consumer Financial Protection Bureau (CFPB) has issued an advisory opinion on “Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports” to ensure that companies using and sharing background checks have a “permissible purpose” under the Fair Credit Reporting Act (FCRA). The FCRA ensures fair…
Written By ESR News Blog Editor Thomas Ahearn On May 5, 2022, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) – two U.S. government agencies that enforce the federal Fair Credit Reporting Act (FCRA) – filed an amicus brief in a class action lawsuit that argued the FCRA does not distinguish between…
Written By ESR News Blog Editor Thomas Ahearn A nurse in Iowa is suing a consumer reporting agency (CRA) in a U.S. District Court for allegedly costing her a job offer by violating the federal Fair Credit Reporting Act (FCRA) that regulates background checks conducted for employment purposes in the United States, according to a…
Written By ESR News Blog Editor Thomas Ahearn A proposed class action lawsuit filed in a South Carolina district court claims a consumer reporting agency (CRA) “willfully” violated the federal Fair Credit Reporting Act (FCRA) by selling old and outdated traffic citation information to third parties that included prospective landlords, according to a report from…
Written By ESR News Blog Editor Thomas Ahearn On March 4, 2022, the U.S. District Court in the Middle District of North Carolina denied Defendant’s Motion to Dismiss a lawsuit filed over alleged violations of the Fair Credit Reporting Act (FCRA) and found a Plaintiff had Article III standing by following the Supreme Court of…
Written By ESR News Blog Editor Thomas Ahearn On February 25, 2022, the United States District Court in the Eastern District of Pennsylvania ruled in a lawsuit that a public records vendor was a consumer reporting agency (CRA) that assembled “consumer reports” under a federal law called the Fair Credit Reporting Act (FCRA) that regulates…
Written By ESR News Blog Editor Thomas Ahearn On February 8, 2022, the United States Court of Appeals for the Ninth Circuit ruled that a tenant screening company did not “willfully or negligently” violate the Fair Credit Reporting Act (FCRA) by providing a background check report that contained a non-conviction record more than seven years…
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