CFPB Issues Updated FCRA Model Disclosures

Written By ESR News Blog Editor Thomas Ahearn On September 12, 2018, the Consumer Financial Protection Bureau (CFPB) – also known as the Bureau of Consumer Financial Protection (BCFP) and the United States government agency responsible for consumer protection in the financial sector – issued an interim final rule updating two model disclosures to reflect…

PepsiCo Subsidiary Agrees to Pay $1.2 Million to Settle Class Action Lawsuit Claiming Violation of FCRA

Written By ESR News Blog Editor Thomas Ahearn A subsidiary of food and beverage giant PepsiCo has agreed to pay $1.2 million to settle a class action lawsuit that claimed the company violated the Fair Credit Reporting Act (FCRA) “by procuring background reports for employment purposes without making certain required disclosures,” Top Class Actions reports.

Judge Dismisses FCRA Class Action Lawsuit Against Rite Aid for Lack of Standing Under U.S. Constitution

Written By ESR News Blog Editor Thomas Ahearn In December of 2017, a federal Judge in Pennsylvania dismissed a class action lawsuit against Rite Aid Corporation claiming violations of the federal Fair Credit Reporting Act (FCRA) that regulates background checks for employment purposes for lack of standing under Article III of the United States Constitution.