Uber and Lyft Face Lawsuit for Alleged Violations of the Fair Credit Reporting Act

Written By ESR News Blog Editor Thomas Ahearn On August 27, 2021, a complaint was filed in the Eastern District of New York against Uber and Lyft – two popular transportation network companies (TNCs) – as well as a Consumer Reporting Agency (CRA) used by both TNCs for alleged violations of the federal Fair Credit …

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FCRA Lawsuit Filings Down in July 2021 but Increased Year to Date from 2020

Written By ESR News Blog Editor Thomas Ahearn Statistics tracked by WebRecon LLC revealed consumer ligation filed under the Fair Credit Reporting Act (FCRA) decreased by 13.3 percent in July 2021, although FCRA filings year-to-date (YTD) from January through July 2021 increased by 6.5 percent compared to January through July 2020, according to WebRecon’s July …

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Federal Court Rules FCRA Does Not Preempt Claim Brought Under State Law

Written By ESR News Blog Editor Thomas Ahearn On August 11, 2021, the United States District Court, Eastern District of Missouri ruled in the case of PUDIC v. DEPARTMENT STORES NATIONAL BANK on whether the federal Fair Credit Reporting Act (FCRA) preempted a claim under the Missouri Merchandising Practices Act (MMPA) arising from inaccurate reporting …

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U.S. Supreme Court Rules “Concrete Harm” Needed to Sue for FCRA Violations

Written By ESR News Blog Editor Thomas Ahearn On June 25, 2021, the Supreme Court of the United States (SCOTUS) ruled in the case of TransUnion LLC v. Ramirez that a plaintiff must suffer a “concrete harm” resulting from a defendant’s statutory violation of federal law such as the Fair Credit Reporting Act (FCRA) to …

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Court Finds “Emotional Harm” Satisfies Article III Standing in FCRA Lawsuit

Written By ESR News Blog Editor Thomas Ahearn In May 2021, a federal court found the “emotional harm” suffered by the Plaintiff in MAGRUDER v. CAPITAL ONE, NAT’L ASS’N due to inaccurate information on his credit report was “barely enough” to establish standing under Article III of the U.S. Constitution in a lawsuit claiming violations …

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Appeals Court Affirms Judgment for Consumer Reporting Agency in FCRA Case

Written By ESR News Blog Editor Thomas Ahearn In April 2021, the U.S. Court of Appeals for the Second Circuit affirmed a trial court’s judgment in favor of a Consumer Reporting Agency (CRA) in the case of SHIMON v. EQUIFAX INFORMATION SERVICES LLC that claimed the Defendant CRA violated several provisions of the federal Fair …

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Appeals Court Reverses Summary Judgment in Favor of CRA in FCRA Lawsuit

Written By ESR News Blog Editor Thomas Ahearn On April 28, 2021, the Eleventh Circuit Court of Appeals reversed a summary judgment in favor of a nationwide credit reporting agency (CRA) in the lawsuit titled LOSCH v. NATIONSTAR MORTGAGE LLC and EXPERIAN INFORMATION SOLUTIONS, INC. that claimed the CRA violated the federal Fair Credit Reporting …

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Court Approves $1.375 Million FCRA Class Action Lawsuit Settlement

Written By ESR News Blog Editor Thomas Ahearn On May 3, 2021, a California federal court approved a settlement of $1.375 million in the class action lawsuit BAILEY and CARRASCO JR. v. ROMANOFF FLOOR COVERING, INC. where the Plaintiffs claimed the Defendant violated the Fair Credit Reporting Act (FCRA) by misusing consent forms to improperly …

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Court Rules Employer Violated Stand-Alone Disclosure Requirement of FCRA

Written By ESR News Blog Editor Thomas Ahearn On March 31, 2021, a California District Court ruled in favor of the plaintiffs in the class action lawsuit Arnold, et al. v. DMG Mori USA, Inc. that claimed an employer violated the “stand-alone” disclosure requirement of the Fair Credit Reporting Act (FCRA) which requires employers procuring …

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Company to Pay $20 Million to Settle FTC FCRA Case Involving Credit Reports

Written By ESR News Blog Editor Thomas Ahearn A Utah-based smart home security and monitoring company has agreed to pay $20 million to settle charges filed by the Federal Trade Commission (FTC) that claimed the firm allegedly violated the Fair Credit Reporting Act (FCRA) by improperly obtaining credit reports in order to qualify potential customers …

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